AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica)and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.

Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

*Hybrid-Must work a percentage of time each week in the Omaha, NE office.

We are seeking aCreditStrategyAnalystwho willbe responsible fordesigning, implementing, and continuously improving credit decision strategies andanalyticalframeworksthatsupportconsistent, efficient, and scalable credit practices across the Associations.As ananalyst,youwillleverageadvanced analytics,modeling,machine learning (ML), andbusiness insightstoassesscreditandportfoliorisks,optimizedecision quality,inform sound underwriting outcomes,and ensure compliance with governance and regulatory standards.

Essential Duties & Responsibilities

Design, implement, and continuously improve credit decision strategies and models that drive consistent underwriting outcomes and scalable credit practices.

Develop and maintain portfolio analytics and monitoring across loan application, origination, renewal, and underwriting processes.
Evaluate credit policy outcomes, decision strategies, and portfolio performance to identify opportunities for improvement and inform leadership decisions.
Partner with cross-functional teams to deliver analytical solutions that integrate into automated decisioning, monitoring, and reporting workflows.
Support model governance activities including documentation, validation support, and alignment with regulatory and internal governance expectations.
Translate complex analytical findings into clear, actionable insights for management committees, leadership, and business partners.
Contribute to the evolution of automated credit decisioning and monitoring practices, ensuring transparency, accuracy, and alignment with organizational objectives.

Education Requirements

Bachelor's degree in Economics, Business Administration, Finance, Agricultural Economics, Statistics, orrelated fieldsrequired.

Graduate degree in one of the above disciplinespreferred.

Years of Experience

2+ years of experience in credit, finance, or risk management.
Strong collaboration, communication, and presentation skills with the ability to interact with teams at every level of the organization.
Creativity to develop data visualizations that can be easily interpreted by stakeholders.
Demonstrated ability to break down technical concepts for non-technical audiences.
Strong proficiency with SQL, Alteryx, and Excel for data extraction, analysis, and automation (e.g., complex joins/CTEs, Power Query/Power Pivot, SSAS cubes, advanced formulas).
Working knowledge or willingness to develop knowledge of statistical programming languages (e.g., R, Python).
Experience with data visualization and dashboard applications (e.g., Power BI).
Familiarity with cloud data platforms (e.g., Snowflake) preferred.
Knowledge of model risk management frameworks and documentation practices preferred.
Understanding of statistical modeling techniques and measures (e.g., logistic regression, decision trees/GBM, scorecards, segmentation, drift/stability analysis, ROC, KS) and their application in credit decisioning. Direct experience preferred; demonstrated aptitude and willingness to learn will also be considered.

Why Us:

For qualifying positions, we provide a competitive benefits package designed to support health and well-being, financial security, and work-life balance:

Health Benefits: Comprehensive medical, dental, and vision insurance
Retirement Plans: 401(k)
Paid Time Off: Vacation, sick leave, paid holidays, and parental leave
Additional Benefits: Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay

For a comprehensive overview of our total reward offerings, click here.

About Us:

AgCountry has 44 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of todays agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.

AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.